Checking accounts & debit cards

Opening a checking account at Communities of Abilene Federal Credit Union is easy, simply call, email or stop by one of our branches to open the checking account that best fits your needs.

Big Country Checking

Our NEW Big Country Checking, no minimums to earn dividends monthly. Big Country Checking also offers a complete array of financial tools including:

• FREE Checking - no monthly fee*
• FREE Checks - unlimited check writing
• FREE Visa® Debit Card with free unlimited transactions at over 25,000 CO-OP ATMs
• FREE Online Banking, eStatements and Online Bill Payment
• Courtesy Pay available to qualified members
• Direct Deposit and Automatic Draft Payments available

Plus, you get great discounts on other CoAFCU services

• .75% APR Discount* on Overdraft Protection Line of Credit
• .25% APR Discount on MasterCard® Credit Cards
• Cash back on MasterCard purchases
• An additional .25% APR on MasterCard with Auto Pay
• Special pricing on Pre-Paid legal & Identity Theft Protection

*Direct deposit, Overdraft Protection/Line of Credit, MasterCard credit card and Visa debit card required. Annual Percentage Rate (APR) discount is off the regular great CoAFCU MasterCard and loan rates.

Basic Checking

Enjoy the benefits of CoAFCU's Basic Checking, free with membership and the opening of your Share Membership Savings account.

• No minimum balance required
• Unlimited Transactions
• No monthly or per check fees
• FREE Visa® Debit Card
• FREE Online Banking with eStatements
• Free Online Bill Payment available
• Courtesy Pay available to qualified members
• Direct Deposit and Automatic Draft Payments available

Overdraft Protection and Courtesy Pay

Overdraft Protection Guard against the embarrassment and inconvenience of returned checks by designating your deposit accounts as funding sources if your checking account doesn't have a sufficient balance. For additional overdraft protection, consider a Overdraft Protection Line of Credit. You decide which accounts you want to use and the order in which you want to use them. There is no cost for this service.

Courtesy Pay When you set up Courtesy Pay, we will cover your overdrafts up to a $300 maximum, plus the $25 non-sufficient funds/overdraft fee as when no other funding source is available. Courtesy Pay is not a line of credit but a discretionary courtesy for our members.

FREE Visa® Debit Card

Our FREE Visa® Debit Card lets you make purchases anywhere VISA® is accepted. Store and online purchases are deducted directly from your checking account.

• No Annual Fee. No Monthly Maintenance Fee.
• No interest charges.
• Use it like an ATM card and get cash worldwide at over 25,000 CO-OP ATMs
• Shop online with the security of Verified by Visa.

Request your FREE CoAFCU Visa® Debit Card today!

To report lost or stolen Visa® Debit Cards, immediately call 1-800-754-4128.

Online Check Reorders

Need more checks? It's easy with online check ordering. Simply get your check reorder form and go to the Liberty Check Reorder Website.

If you don't have your reorder form, that's OK, just have your last check handy and the online process will help you figure out the rest.