loans: personal & lines of credit

Get a loan day or night! Apply for your loan 24/7 by phone at 866-292-7675 or apply online. Or, simply call, email or stop by one of our branches today!

Personal/Signature Loans

Personal/Signature loans are an easy affordable low, fixed rate installment loan for any purpose, including holiday, vacation, home improvements and debt consolidation.

• Great Rates
• .25% APR discount with Auto Pay service
• Borrow up to $15,000
• Terms up to 60 months

Overdraft Protection Line of Credit

Use a personal revolving line of credit as overdraft protection on your checking account or simply as a means of quick and easy access to funds.

• Great Rates
• .25% APR discount with Auto Pay service
• Borrow up to $15,000
• Revolving line of credit
• Low monthly payments - minimum 3% of cycle ending balance
• Designate as overdraft protection source
• Online and phone access 24/7

Introductory Overdraft Protection Line of Credit

The Introductory Overdraft Protection Line of Credit is designed for members who do not have established credit.

• Great Rates
• .25% APR discount with Auto Pay service
• Borrow up to $2,500
• Revolving line of credit
• Low monthly payments - minimum 3% of cycle ending balance
• Designate as overdraft protection source
• Online and phone access 24/7

Personal Line of Credit

A Personal Line of Credit loans let you borrow money with no collateral required. This loan offers you the flexibility to borrow funds when you need them up to the total line of credit. These loans feature set terms and payments so there’s a low-payment to fit every budget. (Big Country Fast Draw checks issued at time of approval.)

• Great Rates
• .25% APR discount with Auto Pay service
• Borrow up to $15,000
• Terms up to 60 months
• Low monthly payments - minimum 3% of cycle ending balance
• Online and phone access 24/7

Share Savings Secured Loan

A Share Savings Secured loan is secured 100% by your CoAFCU Share Savings or Tiered Rate Money Market Account. It is a convenient loan option to use while you continue to earn dividends on your savings used as collateral.

Share Certificate Secured Loans

Certificate Loans are secured 100% by your CoAFCU Share Certificate. Use your Share Certificate as collateral for lower interest rates than a regular personal loan. Additionally, you continue to earn interest on your Share Certificate used as collateral.

Get a loan day or night! Apply for your loan 24/7 by phone at 866-292-7675 or apply online. Or, simply call, email or stop by one of our branches today!