Call: 1-800-535-2157 | Routing #: 311380859

DIVIDENDS

Communities of Abilene Federal Credit Union uses the Daily Balance Method to compute dividends. Using this method, dividends are calculated by applying a daily periodic rate to the balance in the account each day. You must maintain the minimum daily balances listed to obtain the disclosed annual percentage yields (APY). A withdrawal of principal or dividends will reduce earnings. Fees may reduce account earnings. Your savings are Federally insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency. Individual Retirement Accounts (IRAs) are federally insured up to $250,000.

Dividend Rates as of February 1, 2019

Checking Accounts

Checking Accounts Rate APY Declared & Paid
Big Country Checking No minimum balance required to earn dividends 0.250% 0.250% Monthly
Regular Draft Checking 0.00% 0.00% Monthly

Savings Accounts

Savings Accounts Rate APY Declared & Paid
Regular Share $25 minimum 0.150% 0.150% Quarterly (Jan, Apr, July, Oct)
SAFE Savings $25 minimum 0.150% 0.150% Quarterly (Jan, Apr, July, Oct)

Money Market Accounts

Money Market Accounts Rate APY Declared & Paid
$2,500 – $24,999.99 0.250% 0.250% Weekly (Tuesday)
$25,000 – $49.999.99 0.275% 0.275% Weekly (Tuesday)
$50,000 – $99,999.99 0.300% 0.300% Weekly (Tuesday)
$100,000.00+ 0.350% 0.351% Weekly (Tuesday)

Individual Retirement Account (IRA)

Individual Retirement Account (IRA) Rate APY Declared & Paid
$1.00 – $24,999.99 0.500% 0.501% Monthly
$25,000 – $49.999.99 0.550% 0.551% Monthly
$50,000 – $99,999.99 0.600% 0.602% Monthly
$100,000.00+ 0.650% 0.652% Monthly

Term Share & IRA Certificates

$500 minimum and maintained balance to earn dividends. All paid monthly. A penalty may be imposed for withdrawals before maturity.
IRA Certificates Rate APY Declared
3 Month ($500.00+) 0.650% 0.652% Weekly (Tuesday)
6 Month ($500.00+) 1.000% 1.005% Weekly (Tuesday)
12 Month ($500.00+) 1.150% 1.156% Weekly (Tuesday)
18 Month Freedom ($500.00+) 1.250% 1.257% Weekly (Tuesday)
24 MonthPLUS*** One-time rate bump up option ($500.00+) 1.350% 1.358% Weekly (Tuesday)
36 Month ($500.00+) 1.450% 1.460% Weekly (Tuesday)
48 Month ($500.00+) 1.550% 1.561% Weekly (Tuesday)
60 Month ($500.00+) 1.650% 1.663% Weekly (Tuesday)
Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period and are not guaranteed. Dividends are determined at the discretion of the Credit Union and may change at any time.